Effective date: October 13, 2026
These terms apply to your use of hfhfinancial.com (the “site”), published by HFH Financial (“we”, “us”, “our”). By using the site you agree to them. If you don’t agree, please don’t use the site.
General information, not financial advice
Everything on the site is general information for educational purposes. It is not financial advice, and it is not legal, tax or investment advice either. It does not take your circumstances into account, and reading it does not create any adviser, client or fiduciary relationship. Rates, fees, rules and products change, so check the details with the provider before you act, and for advice about your own situation speak to a qualified professional.
No warranties
We work to keep articles accurate and current, but the site and everything on it are provided “as is” and “as available”. To the fullest extent the law allows, we give no warranties of any kind, express or implied, including that any article is complete, accurate or up to date, or that the site will always be available or free of errors.
Limitation of liability
To the fullest extent the law allows, we are not liable for any loss or damage arising from your use of the site or your reliance on anything on it, including indirect, incidental or consequential loss and lost profits or savings. Nothing in these terms limits any liability that cannot be limited under the law that applies.
Links to other sites, ads and affiliate links
The site links to third-party websites, for example the sources we cite, and it may show ads from third parties and contain affiliate links (links that may earn us a commission). We don’t control those websites, ads or offers and are not responsible for their content, products, terms or privacy practices; a link or an ad is not an endorsement. Our advertising disclosure explains how ads and affiliate links work here.
Intellectual property
The articles, illustrations, design and other content of the site belong to us or to our licensors. You may read, print and share links to them for your own personal, non-commercial use, and you may quote short extracts with a credit and a link to the original. You may not copy, republish or sell the content, or scrape or harvest the site in bulk, without our written permission. Other names and trademarks mentioned on the site belong to their owners.
Using the site
Please don’t misuse the site: don’t try to break or overload it, get around its security, or send automated or abusive messages through the contact form.
Privacy
Our privacy policy explains what information the site and our advertising partners collect and the choices you have.
Changes to these terms
We may change these terms from time to time. The effective date at the top of this page shows when they last changed; the version on this page when you use the site is the one that applies.
Governing law
These terms are governed by the laws of [OWNER TO SUPPLY: the state and country whose law governs these terms], without regard to conflict-of-law rules. If any part of these terms cannot be enforced, the rest still applies.
Contact
Questions about these terms: use our contact form.